Turn your international education aspirations into reality with Aavanto's comprehensive education loan solutions. Competitive rates, flexible repayment options, and hassle-free processing for your overseas studies.
Studying abroad is a significant investment in your future that opens doors to global opportunities, world-class education, and international exposure. However, the financial requirements can be substantial, covering tuition fees, living expenses, travel costs, and more.
Education loans make quality international education accessible by providing the necessary financial support while allowing you to focus on your studies rather than financial constraints.
At Aavanto, we understand the dreams and aspirations of students seeking global education. Our dedicated finance team works closely with leading banks and financial institutions to secure the best loan options for your specific needs, ensuring a smooth and transparent process.
Access to world-renowned universities and international exposure
Study in top-ranked institutions with cutting-edge facilities
Enhanced career prospects with international qualifications
Immersive cultural experience and global networking
Our education loans cover all aspects of your study abroad journey including tuition fees, accommodation costs, living expenses, travel expenses, insurance, and other miscellaneous costs associated with international education.
Choose from various repayment plans that suit your financial situation. Options include EMI-based repayment, step-up EMIs that increase with your income growth, and bullet payment options for better cash flow management.
Enjoy a moratorium period during your course duration plus an additional 6-12 months after course completion or until you secure employment, whichever is earlier. This gives you time to establish your career before loan repayment begins.
Benefit from attractive interest rates starting from 9.5% per annum with options for both fixed and floating rates. Special rates available for premier institutions and courses with high employability prospects.
Loans up to ₹7.5 lakhs available without collateral for eligible students. For higher amounts, flexible collateral options including property, fixed deposits, or third-party guarantees are available.
Fast-track loan processing with minimal documentation and quick approval. Our streamlined process ensures you receive loan sanction in the shortest possible time to meet university deadlines and visa requirements.
Partnerships with top nationalized and private banks offering competitive rates and flexible terms
Tie-ups with reputed Non-Banking Financial Companies for quick processing and approval
Lower interest rates, faster approval process, reduced paperwork, and dedicated relationship managers
Exclusive interest rates and processing fee waivers for Aavanto students through our partnerships
Fill out our comprehensive enquiry form with your personal details, course information, and financial requirements
Submit required documents including KYC documents, academic records, admission letter, and co-applicant details
Our team processes your application, conducts verification, and submits to partner financial institutions
Receive loan sanction letter with terms and conditions. Review and accept the loan offer
Loan amount disbursed directly to university account as per fee payment schedule and visa requirements
The maximum loan amount typically ranges from ₹20 lakhs to ₹1.5 crores, depending on the course, university, country, and your financial profile. For premium institutions and high-value courses, higher amounts may be available.
Interest rates typically range from 9.5% to 15% per annum, varying based on factors such as loan amount, collateral, course type, university ranking, and your credit profile. Rates for collateral-backed loans are generally lower.
Repayment period ranges from 5 to 15 years after the moratorium period. The moratorium period covers the course duration plus 6-12 months post-completion. Longer tenure options may be available for higher loan amounts.
Loan processing typically takes 15-30 working days from the submission of complete documentation. For urgent cases with university deadlines, we expedite the process to ensure timely disbursement.
No, collateral is not mandatory for loans up to ₹7.5 lakhs for eligible students and courses. For higher amounts, collateral in the form of property, fixed deposits, or third-party guarantee may be required.
Loans are available for most recognized courses and universities worldwide. Technical, professional, and job-oriented courses are given preference. The university should be recognized by relevant authorities in the destination country.
Take the first step towards your international education dreams. Our expert team is here to guide you through every step of the loan process.